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Getting the best deal for you.

Buying a house or managing property is a stressful business. We’re here to take the stress out of it for you. Get solid, up-to-date advice from experts who know the markets and trends, helping you stay one step ahead and get the best possible mortgage deal available to you.

How we can help

If your mortgage is calculated at the Standard Variable Rate (SVR) offered by most banks or building societies, then you may be paying too much for your mortgage. Our team of experts work for you to make sure you’re never paying more than you need to.

Whether you're a First Time Buyer, looking for a second property, wanting to re-mortgage, we'll search the entire market for a deal that suits you best. Whatever your situation or needs, we provide advice and support for all scenarios.

Just like every service we offer, we collaborate with you, building a relationship that goes beyond simply transactional service. With Principal and Prosper, we look after your home and assets like you’re part of our family.

What you get

We get to know your individual needs and objectives. Then we follow a refined process, applying our experience, knowledge and expertise to deliver the best possible financial plan that’s uniquely yours.


We discuss your situation with you, recording information about your finances, your attitude to risk and your financial goals and aspirations. We’ll carry out initial evaluations and propose any immediate action we think would be beneficial to you.


Next, we produce a report based on your objectives. This will summarise your attitude to risk, our recommended asset allocation and your time horizons. It can take up to 2-8 weeks to complete and will contain any supporting information including illustrations and product brochures.


Here, we present our recommendations and make sure you’re happy for us to proceed with your plan. If your objectives have changed or you have any questions, we can discuss these at this stage. We’ll clarify any costs and provide past performance details and expected returns information for each investment we recommend.


We put your plan into action, providing you with any assistance you need with your application to get things started. Then we contact the recommended Provider(s) to implement your plan. Details of any advice will be recorded on our administration system, along with any information we have gathered in relation to your plan.


The final, ongoing stage of our process. Once your plan has been put into effect, we regularly review and monitor it based on your changing needs and circumstances. We will continue to provide you with guidance, advice and administrative support on an ongoing basis.

What our customers say…

It is always a pleasure to visit P&P and I feel like I am part of a great family of lovely people.

I just want to complement you and say thank you for having such a warm, well informed, friendly team of people ready to help us as customers.

An Investment Client

My Adviser was excellent to deal with!

He supplied a plan that has me pretty much secure with maintaining my lifestyle as it is. Obviously it’s an ongoing process, however it was a good start for me.

An Investment Client

I just wanted to say a heartfelt thank you for all your expert advice , professionalism and support over many years.

Whenever I have been unsure about anything, you always explained complicated matters in simple, understandable terms and ensured that I have had all the information needed to make the right, informed decision.

An Investment Client

We’re here to help you get what you need

It starts with a conversation and grows into a partnership. At Principal and Prosper we’re here to help whatever your financial challenges. Fill out our form, email us on or pick up the phone and tell us what you need. We’re looking forward to getting to know you.

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