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Terms & Conditions

This website is issued by Principal & Prosper Holdings Limited which is authorised and regulated by the Financial Conduct Authority. Principal & Prosper is a trading name of Principal & Prosper Holdings Limited and Principal & Prosper Limited. Registered in Scotland No SC 325344, Registered office 55 Melville Street, Edinburgh EH3 7HL.


This website, and all matters arising from it, shall be governed by and in accordance with Scottish law. All users agree to be subject to the exclusive jurisdiction of the Scottish courts.

The information, products and services referred to in this website are not directed at any person or entity in any jurisdiction or country outside those where services may lawfully be offered by Principal & Prosper Holdings Limited.

This website is not for the use of retail clients who are resident in the United States of America, Canada, Japan or Australia.

Data Protection

The advice and/or guidance contained within this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.


Information on this site is for your personal use only, and may be reproduced in hard copy solely for your personal use. Information on this site may not otherwise be reproduced or distributed to any person in any way without our prior written permission.

Scope and limit of liability

Nothing on this website should be construed as a solicitation, offer or recommendation to buy or sell securities or any other investment or banking product, or to provide any investment advice or service.

Nothing contained on this website constitutes investment, legal, tax or other advice and is not to be relied upon in making an investment or other decision.

The information on this website is believed to be correct, but Principal & Prosper Holdings Limited cannot guarantee the accuracy, timeliness or completeness of any such information. Principal & Prosper Holdings Limited accepts responsibility for any direct or indirect or consequential loss suffered by you or any other person as a result of your acting, or deciding not to act, in reliance upon any information contained in this website.

Investment risk

Certain investments carry a higher degree of risk than others and are, therefore, unsuitable for some investors. Past performance is not a reliable indicator of future results. The value of investments, and the income from them, can go down as well as up and you may not recover the amount of your initial investment. Where an investment involves exposure to a foreign currency, changes in rates of exchange may cause the value of the investment, and the income from it, to go up or down. Tax treatment depends on an investor’s individual circumstances and it may be subject to change.

Before contemplating any transaction, you should consult your financial adviser.


Any research and analysis in this website has been procured, and may have been acted upon, by Principal & Prosper Holdings Limited and connected companies for their own purposes, and the results are being made available to you on this understanding.

Principal & Prosper Holdings Limited, its clients and officers may have a position or engage in transactions in any of the securities mentioned in this website.

Links to 3rd parties

This website contains hypertext links to other websites, which may or may not be regulated by the Financial Conduct Authority. By activating any of these links you understand that you are leaving this website. Any hypertext links are used entirely at your own risk.