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Services for individuals

We offer a range of specialist services for individuals, whatever stage of life you’re at or financial aspirations you might have. All our services are underpinned by our mission to help you achieve what you want in life and our values that guide us every day.

Retirement planning

It’s important to start planning for your retirement as early as possible to give yourself the best chance both enjoying your life after work and safeguarding the future financially for you and your family. For most of us, our pensions are the best way to plan financially for retirement. At Principal & Prosper, we can help you get the best out of your savings for the future.

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Whether you are planning for a specific future event – like education expenses or weddings – or you just want to make sure you have a nest egg for the future, it is important to carefully consider your future goals and plan accordingly. If you’re considering investing your capital, whatever the reason, Principal & Prosper can help you make the most of your it.

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Protecting my family

There are many ways you can prepare financially for your family. At Principal & Prosper, we have extensive experience in helping our clients ensure their capital is working hard, generating a good income for them and their families.

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Tax planning

Tax Planning has an important role to play when considering your financial future. By carefully considering the tax implications of your financial plans we can reduce the amount of tax you have to pay, thereby increasing your disposable income.

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Interest rates are always changing. This will undoubtedly have an impact on your mortgage, whether you’re a first-time buyer or owner of multiple different properties. Principal & Prosper are here to make sure you’re getting the best possible mortgage deal you can.

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Service level & fee structure

The cost of your tailored report and recommendations, as well as the administration, clerical support and technical expertise required to create it, will be agreed with you on an individual basis.

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What our customers say…

It is always a pleasure to visit P&P and I feel like I am part of a great family of lovely people.

I just want to complement you and say thank you for having such a warm, well informed, friendly team of people ready to help us as customers.

An Investment Client

My Adviser was excellent to deal with!

He supplied a plan that has me pretty much secure with maintaining my lifestyle as it is. Obviously it’s an ongoing process, however it was a good start for me.

An Investment Client

I just wanted to say a heartfelt thank you for all your expert advice , professionalism and support over many years.

Whenever I have been unsure about anything, you always explained complicated matters in simple, understandable terms and ensured that I have had all the information needed to make the right, informed decision.

An Investment Client

We’re here to help you get what you need

It starts with a conversation and grows into a partnership. At Principal & Prosper we’re here to help whatever your financial challenges. Fill out our form, email us on or pick up the phone and tell us what you need. We’re looking forward to getting to know you.

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